Ground Up Loans

Get the funding you need to secure, renovate, and grow your real estate portfolio, so you can start earning passive income sooner.

Ground Up Loan Experts

At LendPro, our Single Property Rental Loan is designed to make securing or refinancing a rental property fast, easy, and hassle-free. With flexible terms, competitive rates, and quick approvals, you can start earning rental income in no time. Whether you're buying your first property or expanding your portfolio, we’re here to help you make smart investments and grow your wealth.

Loan Terms

  • Term: 30 years

  • Loan Amounts: $75K - $2M

  • Full Recourse only

  • Purchase, rate-term refinance, or cash-out

Funding Details

  • Amortized and Interest only options

  • Max LTV: Up to 80% on purchase

  • Max LTV: Up to 75% on cash out

  • Borrower type: Entity required

  • No prior experience needed

Property Types

  • Property Type: Non-owner occupied SFR and 2-4 units

  • No prepayment penalty

  • No junk fees

  • Rural properties not permitted

Unlock Funding For Your Project Today

Start by filling out a quick application with details about your investment property. It’s a fast, no-fuss way to kick off the process. There is NO cost or obligation.

Get a personalized loan quote tailored specifically to your property and investment goals. We provide clarity on loan terms upfront, so you know exactly where you stand.

Submit the required documents, everything from property info to your investment strategy. Our team handles the review quickly, ensuring a smooth approval process.

Once your loan is approved, we close fast and fund your investment. With quick funding, you’re ready to move forward with your property project without missing a beat.

Why Choose Funding Through LendPro?

At LendPro, we don’t just lend money, we’re flippers ourselves, and we get it. We’ve flipped houses, battled tight deadlines, and crushed it on renovation costs. We know the stakes, the grind, and the hustle because we’re out there doing it, not just watching from the sidelines.

When you work with us, you’re not dealing with some cookie-cutter bank, you’re getting a partner who thinks like a flipper, acts fast, and knows exactly what it takes to turn a profit. No red tape, no fluff – just fast approvals, flexible terms, and real solutions that keep you moving forward. At LendPro, we’re in this game with you, every step of the way. Ready to make your next flip a winner? Let’s do this.

Why Partner With Us?

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Fast, No-Nonsense Funding

When deals move fast, you need capital that moves faster. LendPro delivers rapid approvals and same-week closings. No red tape, no fluff, just real results.

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Built by Investors, for Investors

We’re not bankers. We’re real estate investors too. We understand the pressure, the timelines, and the hustle, so we structure loans the way you actually need them.

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Relationships Over Transactions

At LendPro, you're more than a deal sheet. We build long-term partnerships because we know the power of having the right capital partner in your corner, deal after deal.

Ground Up Loan FAQs

What is a Fix and Flip Loan?

A Fix and Flip Loan is your ticket to turning a run-down property into a lucrative investment. At LendPro, we give you the financial boost you need to buy, renovate, and flip a property for profit fast. Ready to transform a property? We’ve got you covered.

What are your typical loan terms?

Fix and Flip Loans are designed to get you in and out of your investment quickly, with terms typically lasting 6 months to 18 months. It’s the perfect timeframe to renovate, flip, and move on to your next profitable project.

Will you lend money for the purchase and renovation costs?

Absolutely! Our Fix and Flip Loans can cover both the purchase price and your renovation costs. We release funds in stages as you make progress, so you’re always ready to tackle the next phase of your project.

Do you require insurance?

Yes, it's required that you have insurance on the property for the duration of the loan. This protects both you and us from any unforeseen issues or damage during your renovation. It’s a small step that helps ensure your investment is safeguarded as you work towards a profitable flip.

Do you charge prepayment penalties?

No, we don’t charge prepayment penalties. We understand that your goal is to flip properties quickly and efficiently, so if you pay off your loan early, you're free to do so without any extra fees. It’s your investment, move at your pace!

What is the maximum LTV (Loan to Value)?

You can borrow up to 70-75% of your property’s After Repair Value (ARV), meaning you can fund the project without draining your own resources. Plus, the more experience you have, the better your loan terms can be, maximizing your potential profits!

What happens if I can’t pay off the loan on time?

If you can’t pay off the loan on time, let us know as soon as possible. At LendPro, our goal is for you to profit, so we’ll work with you to find solutions. Based on the progress of your renovation, we can also extend the loan to help you complete your project successfully.

Private real estate lender built by investors, for investors. With no banks, no red tape, and a relationship-first approach, we help you close quickly and scale smarter, deal after deal.

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Copyright © 2025 LendPro Capital LLC. All Rights Reserved.

LendPro Capital offers financing solutions for real estate investors, including Fix & Flip, New Construction, Bridge, and DSCR Rental loans.

Disclaimer: LendPro Capital lends for business purposes only and is exempt from licensing in all operating states. We do not finance owner-occupied properties. Rates, terms, and conditions vary by borrower, loan type, and other factors, and are subject to change without notice. Nothing herein constitutes a binding offer; all terms are subject to credit, legal, and investment approval.

Private real estate lender built by investors, for investors. With no banks, no red tape, and a relationship-first approach, we help you close quickly and scale smarter, deal after deal.

Explore Site
Useful Links

Copyright © 2025 LendPro Capital LLC. All Rights Reserved.

LendPro Capital offers financing solutions for real estate investors, including Fix & Flip, New Construction, Bridge, and DSCR Rental loans.

Disclaimer: LendPro Capital lends for business purposes only and is exempt from licensing in all operating states. We do not finance owner-occupied properties. Rates, terms, and conditions vary by borrower, loan type, and other factors, and are subject to change without notice. Nothing herein constitutes a binding offer; all terms are subject to credit, legal, and investment approval.